🏠 Rent Affordability Calculator for £1,800 Income with £200 Costs
How much rent can you actually afford? The honest answer.
Quick answer
On £1,800 net a month, the 30%-of-income rule suggests a max rent of around £340 after accounting for £200 of other fixed costs.
- Cautious (25%): £250
- Standard (30%): £340
- Stretched (35%): £430
- Remaining for bills & life: £1,260
In detail: Rent Affordability Calculator for £1,800 Income with £200 Costs
On £1,800 net a month, the 30% rule suggests keeping rent below £540 gross (£340 after your £200 of other fixed costs). This is a guideline, not a hard rule — in high-cost cities like London the real median is closer to 40%, while in lower-cost regions 25% is more common.
At this income level, most landlords will want 2.5–3× rent as gross annual income, or a guarantor. A rent of £340 implies a gross salary of roughly £12,240 — check your payslip matches.
Remember the 30% rule is for rent alone. Council tax, utilities, broadband, contents insurance, and commuting typically add another £200–£500/month. Budgeting £340 max leaves £1,260 for everything else — food, transport, savings, and discretionary spending.
What this tool helps with
Maximum affordable rent based on income rules
What you can enter
- Monthly take-home pay (£): 1800
- Other monthly commitments (£): 200
Why this page is useful
How much rent can you actually afford? The honest answer. This page loads fast, gives a direct answer, and then expands with useful context instead of burying the result under filler.